Pricing
Free is a real, complete FIRE tracker — not a crippled trial. Pro adds the depth people ask for once they're serious: full history, drift alerts, multi-currency, and the retirement phase.
Drift alerts
Get flagged the moment you drift off target — Overweight or Underweight, not just a chart to interpret.
Real multi-currency
Hold tickers or cash in any currency, converted at the live rate — not just relabeled.
Retirement drawdown
Model the spending phase: SWR, dynamic %, or guardrails, with longevity risk.
Cancel anytime, no questions asked.
| Feature | Free | Pro |
|---|---|---|
| Plan | ||
| 4-scenario projections (Bullish/Base/Bearish/Conservative) | ||
| Coast FIRE calculation | ||
| Monte Carlo simulation | 500 sims | 5,000 sims |
| Track | ||
| Actual-vs-plan tracking + streak counter + drift trend line | Rolling 12 months | Full history |
| Deposits-vs-market growth breakdown | Rolling 12 months | Full history |
| Life-event annotations on growth chart | ||
| Allocate | ||
| Target allocation tracking (view current vs. target mix) | ||
| Allocation drift alerts (Overweight/Underweight flags) | ||
| Real multi-currency conversion (live FX, not display-only) | ||
| Full dashboard (peak, drawdown, win rate, volatility, etc.) | ||
| Retire | ||
| Retirement drawdown modeling (SWR / dynamic % / guardrails + longevity risk) | ||
| Data | ||
| Balance history — data stored | Unlimited, never deleted | Unlimited, never deleted |
| Balance history — visualized/charted | Rolling 12 months only | Full history |
| Export / shareable reports | ||
| Support | ||
| Premium support | ||
Questions
Can I cancel anytime?
Yes. Downgrade from Free to Pro (or back) anytime in Settings → Plan & Billing — no lock-in, no questions asked.
What happens to my data if I downgrade?
Nothing is deleted. Your full history stays stored either way — Free just charts and analyzes a rolling 12-month window instead of everything. Upgrade again and the full history is right where you left it.
Why is Free this generous?
Because a FIRE tracker only earns trust if it works with your real numbers from day one. Free gets the full calculator, Coast FIRE, actual-vs-plan tracking, and the whole dashboard — Pro adds depth (full history, drift alerts, multi-currency, retirement modeling), not a crippled trial.
Do you offer refunds?
Reach out at support@myfirepath.app — since there's no lock-in and you can downgrade instantly, most requests are simple to handle case by case.